What happens when you retire
If you are going to live abroad
Going to live abroad is a major decision to take. It makes sense to get a wide range of information and advice to help you plan and make sure the move goes smoothly. Some of the main things to consider before you go follow below.
Make sure you have a valid passport, any visas and a full health plan.
Be clear about your financial situation. For example, find out about tax liability in the UK, social security benefits and National Insurance contributions, and get a pension forecast. Useful websites include the Department for Work and Pensions, Her Majesty’s Revenue and Customs and Directgov (under 'Britons living abroad’). You can also find out whether offshore banking is appropriate.
Make a will.
Check whether you can continue to vote in UK Parliamentary and European Parliamentary elections on the Electoral Commission website.
Find out about accommodation. We can provide lists of lawyers to help you buy property, although we cannot give you legal advice ourselves or get involved in purchases or disputes.
Make sure your car is in line with local regulations and you have the necessary driving permit.
Try to learn the language before you go.
Contact associations and charities for advice. For example, if you are retiring overseas, you could contact Age Concern, Help the Aged and The Association of Retired Persons over 50. There is also a guide to going abroad for over 50s on Saga’s website. We have a leaflet called ‘Going to live abroad’.
It sounds obvious but let people know your new address (and any future changes). You’ll want to tell your friends and family, but you also need to inform the authorities such as HM Revenue and Customs, National Insurance and the Department for Work and Pensions.
When you arrive, register with the local authorities and get a residence permit. You can also register with the local British embassy. You may also need a local bank account.
British nationals who live overseas can receive the same support as visitors (as set out in this guide).
And you’ll need full travel insurance for your trip, or health care and other appropriate cover if you are living abroad. The Government cannot cover medical costs or refund you for lost property.
There is a charge for some types of consular support. This is to help cover the cost of providing support worldwide. We do not make a profit from these charges.
Register with us!
Our online registration service LOCATE is for all British nationals to tell us about your travel and/or residence outside the United Kingdom, whether short trips or long-term stays. Please use it to tell us where you are travelling to or where you live. If there's a crisis where you are, British consular staff can contact you to help and can let family and friends know that you are safe. It takes only a few minutes to register your overseas contact details and travel plans online. There is no need to contact us directly. Register now